Planning an international trip is wonderful, but it also requires a lot of responsibility.
One of the details that needs to be organized with rigor is travel insurance.
This insurance will ensure that you are covered against unforeseen events and have access to medical treatment, assistance even with legal issues, and help if there are problems with your flight or luggage.
Therefore, today we will share some practical tips so you can request your travel insurance.
Difference Between Insurance and Travel Assistance
Travel insurance requires you to pay for medical expenses and request reimbursement later.
On the other hand, travel assistance allows you to call them if you face any problems; they cover the costs at the locations they choose.
The downside is that in the latter case, you can only be assisted at places chosen by the insurance company.
Both modalities are offered when you look for them, so research well before signing any contract.
Choose the Right Insurance Coverage
Before purchasing insurance, assess your destination and the types of activities you plan to do.
This will help determine what types of insurance you might need.
Some offer only minimum coverage for medical expenses, while others are more comprehensive.
Keep this in mind when requesting your travel insurance.
Compare Insurance and Check Your Credit Card Options
There are apps and online sites that can help you find the best offer.
Compare insurance options and check if your credit card offers any travel insurance with the benefits you need.
Read and Understand the Policy
Carefully read and understand all the clauses of your insurance policy contract.
Check the included coverages and ensure you have access to the document both online and printed during your trip, and that it is valid in the country you are visiting.
Have the policy number and all contact channels of the insurance company.
This will be essential if you need urgent medical attention or face issues like flight cancellations or lost luggage.
How Do I Get Travel Insurance?
To get travel insurance, you will need to research online for:
- Specialized Travel Insurance Companies.
- Travel Agencies.
- Insurance Comparison Websites.
- Airlines.
- Banks and Credit Card Companies.
- Insurance Brokers.
Our tip is to research at least 3 options for each, get quotes from all, and choose the one that best suits your style, offers more benefits, and gives you the most confidence.
The Hotel Relicário wishes you an excellent trip! Travel safely!
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