How to request travel insurance
Planning an international trip is wonderful, but it also requires a lot of responsibility.
One of the details that needs to be organized carefully is travel insurance.
This insurance will ensure that you are covered against unforeseen events and also have access to medical treatment, advice even with legal issues and assistance if there are problems with your flight or luggage.
Therefore, today we are going to share with you some practical tips so that you can apply for your travel insurance.
Difference Between Travel Insurance and Travel Assistance
Travel insurance requires you to pay for medical expenses and request reimbursement later.
Travel assistance means that if you face any problem, you call them and they pay the costs at the places they choose.
The disadvantage is that in the latter case, you will only be able to receive care in the places chosen by the insurance company.
Both modalities are offered when you look for them, so do your research before signing a contract.
Choose the right insurance coverage
Before taking out insurance, evaluate the destination and the type of activities you plan to carry out.
This will help you determine what types of insurance you may need.
Some only offer minimum coverage for medical expenses and others are more comprehensive.
Keep this in mind when requesting your travel insurance.
Compare insurance and see the options offered by your credit card
There are apps and websites online that can find the best deal for you.
Compare insurance and check if your credit card offers travel insurance with the benefits you need.
Read and Understand the Policy
Read carefully and understand all clauses in your insurance policy contract.
Check the coverage included and make sure you have access to the online and printed document during your trip and that it is valid in the country where you are going.
Have the policy number and all the insurance company’s contact channels.
This will be essential in case you need urgent medical attention or face problems such as flight cancellations or lost luggage.
How do I take out travel insurance?
So, to take out travel insurance, you will need to search the internet for:
- Companies Specializing in Travel Insurance.
- Travel Agencies.
- Insurance Comparison Sites.
- Airlines.
- Banks and Credit Card Operators.
- Insurance Brokers.
Our tip is that you research at least 3 options of each, get quotes on all of them and choose the one that best suits your style, offers the most benefits and gives you more security.
Hotel Relicário wishes you an excellent trip! Travel safely!
